Selling Endowments: Endowment Selling Criteria

There are a number of factors that determine whether we can buy your policy. However, these change on a frequent basis so even if we cannot offer to buy your policy today, we may be able to make an offer for it in the future.

We currently purchase endowment policies that meet the following criteria:

• Not unit-linked
• Surrender value must exceed £1,500
• Policy must have started before 1997

We also specialise in policies from the following life offices:

• AMP
• Britannia Life
• Britannic Assurance
• Canada Life
• Century Life (NEL Britannia)
• Clerical Medical
• Colonial Mutual
• Commercial Union
• Comercial Union Homebuilder
• Co-operative
• Crusader Insurance
• Ecclesiastical Insurance Group
• Equitable Life Assurance
• Equity & Law
• Friends Provident
• General Accident
• Guardian Financial
• Imperial Life (now Lincoln)
• Irish Life
• Legal & General
• Life Association of Scotland
• Liverpool Victoria
• London & Manchester
• London Life
• Manufacturers Life
• Medical Sickness Society
• MGM
• National Farmers Union Mutual
• National Mutual Life
• National Mutual Life of Australasia
• National Provident Institution
• Norwich Union
• Pearl (Homebuilder)
• Pearl Assurance
• Provident Life
• Provident Mutual
• Provincial Life
• Prudential
• Refuge Assurance
• RNPFN
• Royal Life
• Royal Liver
• Royal London
• Royal National Pension Fund For Nurses
• Royal Sun Alliance
• Scottish Amicable
• Scottish Equitable
• Scottish Friendly
• Scottish Life
• Scottish Mutual
• Scottish Provident
• Scottish Widows
• Standard Life
• Sun Alliance
• Sun Life
• Sun Life Of Canada
• Swiss Life
• Teachers Provident
• Tunbridge Wells
• UK Provident
• United Friendly
• Wesleyan Assurance
• Windsor Life (Gresham)
• Yorkshire General Life (Now General Accident)

As previously mentioned these criteria change frequently, so if you life office does not appear in this list or you are in any doubt as to whether you can sell your endowment policy to us, please contact our valuations team on 0208 732 5880 who will be able to confirm whether we can purchase your policy and how much we can beat the surrender value by.

For help locating the information needed to value your policy please read our Policy Details section.

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